Chanakya Financial Services provide Over Draft / Cash Credit ( OD/CC ) Facility is given by, banks and financial instituitions to fill up the working capital gap of businessmen to smoothen their business. This can be secured against any property. A Cash Credit (CC) is a short-term source of financing for a company. In other words, a cash credit is a short-term loan extended to a company by a bank. It enables a company to withdraw money from a bank account without keeping a credit balance. The account is limited to only borrowing up to the borrowing limit. Also, interest is charged on the amount borrowed and not the borrowing limit. To learn more, check out CFI’s Credit Analyst Certification program.